Seeking some advice from those more experienced in car sales here. I recently owned a 2018 Lexus NX (luxury package) with 121k miles. I unfortunately was in an accident last week and my car was totaled. The KBB value of my vehicle was about 12-15,000 and my insurance company paid out $19,000 which I was pleased with. 5 days ago, a 2018 NX with 44k miles showed up at my local Lexus dealership in the exact trim, exterior/interior color of the car I previously owned. I want as little to no car payment as possible so I explored the option of buying this vehicle as I absolutely loved my NX…
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