Hi everyone! Have dealerships started getting worse interest rates for financing people’s cars from the banks relative to credit unions? I hear lots of advice from people saying that dealerships can always beat credit unions but that has not been my experience lately. Helped my mum buy a 2026 Honda Passport and they gave us really bad interest rates. Offered her 7.8%, we pushed back and said our credit union pre-approved her for 5.25% but they seemed totally unwilling to change it. We ended up taking the 7.8% and refinanced the next week with the credit union. I wanted to ask if this was a one-off as I will be…
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