Lease buyout dealership markup

My fiancé went through the process of buying out the lease on our car in June. 2023 Honda HRV. The contractual buyout amount was ~$17k. The Honda dealership is based in Chicago, Illinois. He went directly to Honda Lease Trust to discuss the buyout. Total amount of the buyout including tax was $18,457.99. He decided to finance it, so he got rates from his bank. The Honda dealership had also been bugging him for months about his lease ending, so out of morbid curiosity, he asked them to provide a quote for financing the buyout. The numbers that they provided have been bothering me since June (can’t include screenshot so…

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