Will try to make this short. I financed my first car in 2020, then was in need of cash and got a secured loan with the car a couple of years ago and I’m still upside down on it. My father wanted out of his vehicle loan, so he sold it and used the cash as a down payment for a new vehicle that was put in my name, but the car was heavily marked up and we’re paying for gap coverage on top. Now 3 years into the 6 year term I’m still upside down and drowning because of the absurd monthly payment. I am in a debt relief…
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