Down payment must be less than 70% of purchase price?

Is this a common practice from most lenders? I was trying to make a large down payment and only finance $5-6k but the dealership said the lender (capital one) won’t allow it because it’s over 70%. Is that pretty much the standard of most lenders? Should I just get a personal loan for the remaining amount or just put the max 70%? I guess I could go off the rates and see which would be less in interest in the long run 🤷🏻‍♂️ submitted by /u/Zealousideal-Disk551 [link] [comments]

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