I put $0 down with no job.

Im finishing my last semester of my masters program and live in an area that honestly has no reliable public transportation. Meaning the nearest bus stop is a 15 minute drive from my on campus apartment. I went to a pre owned car lot and i put $0 down on a Subaru Forester that was 20k With 11% rate. Im a female 23 yr old and going into a car shop alone, I thought I asked enough questions but I still felt overwhelmed. I signed the papers on Sept. 7th, 2026 and my first monthly payment of $445 is coming up. Along with insurance of $130 with Progressive. I didnt…

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