Is it even possible to get no credit car loans, or do I have to build credit first?

I’m basically a ghost, never had a card or any loan, so every place tells me there’s “nothing to score.” Feels backwards that being responsible and debt-free makes me look risky. I’m in Jersey, need a car for work, and I keep reading mixed stuff about no credit car loans.

So is it actually possible to get financed with zero history, or am I stuck building credit for months first? I make decent steady money and can put a little down. If someone will look at my income instead of a number that doesn’t exist yet, that’s all I want.