I’ll admit, this was my first time financing a car and I made plenty of mistakes( please go easy one me). So the finance manager claimed that since I didn’t really have a credit profile outside of my credit cards, the only way the bank would accept the loan would be to charge a warranty fee. I explained to her that I was probably going to refinance with a credit union later and she said that the fee would be waived once I refinanced. That’s not sitting right with me so I looked over the itemization list. That fee she mentioned was a service contract that according to the buyers…
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