I could really use some advice. I have a 2025 Ram ProMaster 2500 that I bought for about $53,000 for a business. Since then, I ended up selling the business, but I kept the van. The problem is that I no longer have any real use for it—it’s just sitting in my driveway. Right now, I’m paying about $1,000 a month on the loan plus around $600 a month for insurance, which is a lot for a vehicle I barely use. I still owe about $41,000, and I’ve taken it to several dealerships for trade-in appraisals. The highest offers I’ve received have been around $31,000–$33,000, so I’d be looking at…
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