No Vehicle, Looking to Finance at 12% With High-Income but Poor/Fair Credit (620-650)

Close family member passed away, I ended up getting rid of possessions for a bit and traveling the world on a motorcycle. Work in a high-income profession but my credit score is around 620-650. I’ve been renting vehicles for the past year and half to avoid a monthly car payment but I probably could have purchased a very nice car for the amount I’ve paid in rental rates and fees. Current Income: ~400K Looking at a new Ram (~56k) or a new Bronco (~50k). Tend to put A LOT of miles on vehicles. I wouldn’t mind a 30K Honda Accord but I move around a lot with motorcycles and do…

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