Potential APR on a Used Civic

I need some advice before I go to the dealership in high hopes, I’m looking to finance a 2024 civic sport hatchback priced right under $28k AFTER the 3% sales tax, registration & fees. I’m willing to put down $7-8k as a down payment to make up my credit score of a sub500, the only problem being that my credit is low. I average about $800 weekly and have had a stable job for 3 years now and have the paystubs to prove it, I have a 2% debt to income ratio on my file & I also only have 1 credit card active that I have perfect on-time monthly…

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