Protection plan paralysis

Are any of these worth it? Car is a 2024 CPO Macan EV, so I have a warranty until 2031, and I thought I was covered until plans sheet was whipped out. Taking them one at a time: Porsche Protect Plan – $8670 – what the heck? It’s a CPO and I have car insurance, so what is worth paying $8670 for? Maintenance: $6000 – covers the 4 year and 6 year. These can’t possibly cost $3k each. I’m asking service dept tomorrow but wtf Tire and wheel: $3975 for 5 years. Ok I get curb rash, and have gotten nails in the tire, but a new taycan tire was…

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